Even with private health insurance, people with insulin-requiring diabetes often face gaps in coverage for essential services, medications, devices, equipment, and supplies. High out-of-pocket costs for diabetes care can quickly add up, and prior authorization requirements can limit people’s access to care. For adolescents and young adults living with insulin-requiring diabetes, gaps in coverage introduce additional stress as they try to simultaneously navigate other life transitions, such as employment. Researchers from the Georgetown University McCourt School of Public Policy’s Center on Health Insurance Reforms (CHIR) laid out the risks caused by gaps in insurance coverage in an article featured in Health Affairs. The article summarizes CHIR’s findings from a series of research briefs assessing the health insurance policy landscape for insulin-requiring diabetes in the state-regulated private health insurance market.
The briefs identify solutions gathered across six states, which other states can learn from and potentially implement themselves. Explore the research, funded by The Leona M. and Harry B. Helmsley Charitable Trust.